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Sir Brian Pitman, Previously Chairman and CEO, Lloyds TSB and currently Senior Advisor, Morgan Stanley
" We used to consider ourselves a bank. Then we considered ourselves providers of services. Now, we see ourselves as creators of value " - Sir Brian Pitman

Mr Frederick Ma, Secretary for Financial Services and Treasury, Hong Kong SAR.

Mr Byung-Chul Yoon ,former chairman, Woori Financial Group, and currently CEO, Financial Planner Standards Board, Korea
Research
 
www.aciworldwide.com
Every second of every day, consumers are initiating electronic payment transactions—getting cash at ATMs, using debit and credit cards to make purchases in stores and on the Internet, banking by phone and PC, and paying bills online. Over 40 billion times a year, ACI software is used to process these transactions, powering the world’s online payment systems. ACI was founded in 1975 and pioneered the development of applications and networking software for online transaction processing. Today more than 500 customers in 74 countries use ACI supplied software. Visit ACI Worldwide on the Internet at www.aciworldwide.com.

www.algorithmics.com
Algorithmics is a leading provider of enterprise risk management software for managing credit, market, and operational risk, as well as collateral and asset liability management, across the trading and banking books. Its premiere offering, Algo Suite 4.0, is based on the award-winning Mark-To-Future (MtF) methodology, and is a proven enterprise risk management solution that supports the requirements of Basel II. Based in Toronto, the firm serves more than 150 global clients with 170 installations in 26 countries. www.algorithmics.com.

www.Axway.com
Axway, a major player in the domain of application integration, ensures, automates and enriches exchanges between the information systems of enterprises of all sizes.

Through its global integration offering, Axway Integration Platform, Axway provides all the software components required for integrating enterprise business processes, and monitoring business activity.

With over 19 locations worldwide, Axway has helped its customers improve the fluidity and efficiency of their information exchanges, providing better service to their clients, developing their B2B partner networks in complete trust, and reducing the internal costs associated with business processes.

Axway already accelerates the business of 5000 companies and organisations worldwide, in every economic sector. Of these, over 1500 are banking and finance customers, including BNP Paribas, Credit Agricole, Fortis Bank, Hatton National Bank, RHB Bank, and Standard Chartered. www.Axway.com

CSI-BankTrade
For over 25 years, CSI-BankTrade has been providing the banking community with innovative, web-based trade finance solutions that support the entire trade chain. Our BankTrade back-office, ClientTrade internet corporate front-end, P.O.-Trade and DocPrep are all browser-based, SWIFT Ready Gold certified 1997-2004 and Bolero Enabled solutions that serve to enhance customer service; attract new revenue streams and increase operational efficiencies. CSI solutions specialize in re-engineering the bank’s operations for centralized processing/decentralized services either local, regional or globally. BankTrade’s state of the art Workflow and Imaging (DocExpress) are key facilitators to achieve the above. CSI’s 90+ customers in 40+ countries attest to it. CSI is a multinational company headquartered in New York with a network of global support offices in Amsterdam, Madrid, Bogotá, Kuala Lumpur, Bangkok and Hong Kong.

www.bankersalmanac.com
Containing comprehensive details on international banks, branches and financial institutions in 211 countries BANKERSalmanac.com is your single source of global banking information.

Weekly updates ensure you receive the latest data available from payments information and full contact details, ownership and group structures through to industry mergers and acquisitions, up-to-5 years financial summaries, credit ratings from the leading agencies and world and country rankings

Log on to www.bankersalmanac.com now to register for your FREE trial.


Callataÿ & Wouters As the leading Belgian specialist in banking and financial software, Callataÿ & Wouters offers two complementary lines of services: the publication of specialised banking software and carrying out installation and development projects. There are three products in the C & W catalogue: the THALER integrated application software, the KYUDO e-banking system and the TERAN business intelligence system. Created in 1983, C & W now has 250 highly qualified consultants with competence in two disciplines: computing and banking. Established in Brussels, Luxembourg, London, Paris, Singapore and Geneva, the company has carried out projects and missions for more than 60 banks.

www.ecs.com.sg
Established in 1985, ECS Computers (Asia) Pte Ltd is a wholly owned subsidiary of ECS Holdings Ltd, a mainboard listed company of the Singapore Exchange with a regional presence in Singapore, China, Indonesia, Malaysia and Thailand.

ECS first established itself as an IT products distribution company with vision and dedication, we have evolved into a leading total IT solutions provider in the region. Our core competencies are categorized into three areas : e-Infrastructure Enabling, e-Services and e-Distribution.

ECS is distinguished from other IT service providers with our firm commitment to give customers unsurpassed reliability, value and quality service. The ECS IT hub has consistently satisfied customers’ needs over and above their expectations. For more information, please visit www.ecs.com.sg or call 65-6299 9433.


www.eracom-tech.comv
Celebrating 25 years (1979 – 2004) of excellence in cryptography, Eracom Technologies is a leading developer and global supplier of cryptographic hardware and software. As a true pioneer in the IT security industry, Eracom offers proven cryptographic security solutions to a wide range of industries including banking, finance, government and technology sectors. In the last two decades alone, Eracom has successfully developed several generations of Hardware Security Modules to the market as well as a range of advanced cryptographic APIs.

Eracom is represented by a worldwide network of wholly owned subsidiaries and distribution channels with offices in 11 countries. Eracom is proud to have served and supported the ever increasing and most stringent IT security needs with its Electronic Transation Security and Privacy of Information portfolios. Together with its worldwide partners, Eracom is her to protect the future. www.eracom-tech.com


www.factiva.com
Factiva, a Dow Jones & Reuters Company, provides world-class global content, including Dow Jones and Reuters newswires and The Wall Street Journal - unduplicated in a single service elsewhere. Factiva offers the only single content solution with multiple language interfaces and multilingual content covering nearly 9,000 sources.

Factiva's products and services help companies integrate news and business information into their daily workflow to increase organizational intelligence and leverage external and internal content within the knowledge management function. Factiva's content management and integration services are used by leading organizations around the world.

Built on industry standards and open architecture, Factiva products deliver flexible, extensible, customizable solutions to enable easy integration and use in the enterprise. Editorial and technical consulting, taxonomy application, integration expertise and e-learning programs reflect Factiva's innovative approach to delivering solutions beyond the content. www.factiva.com


www.fairisaac.com
Fair Isaac Corporation (NYSE:FIC) is the preeminent provider of creative analytics that unlock value for people, businesses and industries. The company’s predictive modeling, decision analysis, intelligence management, decision management systems and consulting services power billions of mission-critical customer decisions a year. Founded in 1956, Fair Isaac helps thousands of companies in over 60 countries acquire customers more efficiently, increase customer value, reduce fraud and credit losses, lower operating expenses and enter new markets more profitably. For more than 8 years, Fair Isaac has been developing credit bureau scoring solutions in countries around the world. For more information, visit www.fairisaac.com.

FileNet Corporation

FileNet Corporation helps organizations make better decisions faster by managing the content and processes that drive their business. FileNet’s Enterprise Content Management (ECM) solutions allow customers to build and sustain competitive advantage by managing content throughout their organization, automating and streamlining their business processes, and simplifying their critical and everyday decision-making.

FileNet ECM solutions deliver a comprehensive set of capabilities that integrate with existing information systems to provide cost-effective solutions that solve real-world business problems.

Since the Company's founding in 1982, more than 3,800 organisations, including 80 of the Fortune 100, have taken advantage of FileNet solutions for help in managing their mission-critical content and processes.

FileNet Corporation Asia Pacific Pte Ltd (“FileNet Asia Pacific”) was incorporated in 1996 in Singapore, and is the headquarters for the Asia Pacific Region, with offices in Australia, Hong Kong, Korea and Japan. Supported by our global sales and technical support organization, FileNet markets its innovative ECM solutions to all the countries within the Asia Pacific Region. FileNet’s business model in Asia Pacific leverages our ValueNet® partner network of resellers, system integrators and application developers.


www.fnx.com
Founded in 1992, FNX Limited is one of the world’s leading providers of fully integrated trading, risk management, accounting, and general ledger solutions that streamline mission critical operations for the international financial community. Known for its market leading technology, FNX’s strength lies in its unique ability to offer clients around the world a combination of cross- product STP solutions with best-of-breed technology and interface capabilities. FNX's premier position is founded on a reputation for dependability, market knowledge, and continuous technological innovation. www.fnx.com

www.g1.com
Group 1 Software (Nasdaq: GSOF) is a leading provider of Customer Communication Management Software (enabling solutions for data quality, customer communications management, database and direct marketing applications.) Group 1’s software systems and services enable more than 3,000 customers worldwide to market smarter by helping them find, reach and keep customers. Founded in 1982 and headquartered in Lanham, Maryland, Group 1’s solutions are utilized by leaders in the financial services, banking, retail, telecommunications, utilities, e-commerce, and insurance industries. The company has recently acquired Sagent Software and localized products in an expansion across Asia Pacific. Customers include such names as Charles Schwab, American Express, ABN-AMRO, BankOne, EDS and more. The company’s Web site is www.g1.com.

www.hp.com

HP is a leading global provider of systems, technologies, solutions and services to the financial services industries. We help financial institutions deliver solutions that drive out excess cost today, while building for a profitable future. HP Adaptive Enterprise provides our vision and delivery framework for creating the operational efficiency that results in cost out solutions. Solutions cover outsourcing, cash management, secure systems, anti-fraud technologies, cash replacement, mobility banking, branch banking, core banking and next generation whole sales payment systems. www.hp.com


www.iflexsolutions.com

i-flex solutions (Reuters: IFLX.BO & IFLX.NS) is a world leader in providing IT solutions to the financial services industry. i-flex has serviced 450 customers in over 100 countries. i-flex offers a comprehensive range of products and customized services that enable financial institutions to cut costs, respond rapidly to market needs, enhance customer service levels, and mitigate risk.

i-flex’s portfolio of offerings comprise FLEXCUBE, an end-to-end product suite for retail, consumer, corporate, investment and internet banking, asset management, and investor servicing. Since its launch in 1997, more than 170 financial institutions in over 75 countries have preferred FLEXCUBE. FLEXCUBE has been ranked the No. 1 selling Banking Solution in the world for 2002 by International Banking Systems (IBS-UK).
www.iflexsolutions.com


www.ilog.com

ILOG is the leading provider of enterprise-class software components and services that create business agility and enable companies to lverage competitive advantage. Leading insurance and financial services companies worldwide rely on ILOG to help them more effectively manage a wide range of complex tasks, from automating business processes to making business data available across the enterprise. ILOG’s award-winning business rule management (BRMS), optimization and visualization software components are fast becoming the industry standards for delivering robust, flexible and strategic functionality in a range of applications such as underwriting, claims processing, billing, portfolio management and asset allocation, risk analysis, e-lending, and online financial planning and advisory services. Dually headquartered in Paris and Mountain View, Calif., ILOG’s more than 2000 worldwide customers include financial services and insurance industry leaders such as Providence Washington, Financial Engines, DWL, Wachovia, Credit Lyonnais, Radina Group and Barclays Global Investors. www.ilog.com


www.MagTek.com

For three decades, MagTek has prevailed as a leading specialist supplier of card technology and banking automation solutions. Today, MagTek supplies EMV-certified smart card/magnetic stripe readers, MICR and imaging cheque readers, and Triple-DEA-ready PIN pads to many banks and other payment system participants. This year, major credit card-issuers will deploy MagTek’s unique MagneprintTM card skimming fraud prevention technology. MagTek is also the world’s leading supplier of solutions for secure in-branch instant issue of ATM and debit cards, and PIN selection on credit cards. MagTek, based in Carson, USA has distributors throughout the Asia-Pacific region. www.MagTek.com


www.menciusgroup.com
MENCIUS is a global provider of business solutions to such vertical markets as financial services and telecom. These business solutions are comprised of a full array of products, services and consulting. The products include: CWX (CollectionWorks eXchequer), the popular receivables and credit management system designed for those collecting their own delinquent client receivables or debt. RBX (Retail Banking eXecutive), a powerful and flexible suite of core retail banking software for financial service providers. SPX (Secure Payment eXchange), a secure and standard set of tools to send and receive payments between entities. PWX (PinWare eXcalibur), an affordable PIN generation software application. www.menciusgroup.com

www.microsoft.com
Microsoft is a leading provider of software products and technology to the financial services industry. Its customers operate in every area of retail banking, insurance and pensions, and the financial markets. Microsoft focuses on helping provide the security, scalability and reliability that the financial enterprise requires.

Through Microsoft .NET and XML Web services, Microsoft helps customers act on information any time, any place and from any device. Working with leading software vendors and systems integrators in the banking, insurance and financial markets industries, Microsoft supports financial institutions in re-engineering core business operations, achieving straight-through processing (STP), better managing all aspects of risk and capital adequacy, increasing efficiency in branch banking operations, and establishing a new generation of telephone and Internet-based financial services channels.

Founded in 1975, Microsoft (Nasdaq “MSFT”) is the worldwide leader in software, services and Internet technologies for personal and business computing. The company offers a wide range of products and services designed to empower people through great software — any time, any place and on any device. www.microsoft.com


www.misys.com

Misys Wholesale Banking Systems is a trusted provider of innovative technology solutions. Over 1,000 employees in 30 offices around the world have built up the necessary domain expertise to deliver world-class solutions with an understanding of local requirements. Misys Wholesale Banking Systems' staff are committed to developing and supporting a product family that embraces trade finance, international banking, treasury & capital markets, confirmation matching, continuous linked settlement (CLS), ebanking, middleware and financial messaging.

Misys Risk Management Systems is focused exclusively on the provision of enterprise wide, integrated risk management solutions. For over a decade, the company has specialised in driving the world’s leading financial institutions towards value creation, delivering functionally rich and highly flexible solutions that encompass all aspects of global, integrated risk management and regulatory compliance.

Misys Wholesale Banking Systems and Misys Risk Management Systems are part of Misys plc’s Banking & Securities Division, which serves over 1,200 customers across more than 120 countries, including 92% of the world's top 50 banks and 56% of the top 250. (Source: The Banker, July 2003).

Misys plc, the global software products and solutions company, serves customers in the international banking and securities, international healthcare, and UK retail financial services sectors. The group partners with its customers to deliver outstanding IT solutions to essential industries. For the year ended May 31, 2003, Misys reported revenues in excess of $1.5 billion. Misys employs more than 6,000 people internationally. For more information, visit www.misys.com.


www.moodys.com

Moody's Investors Service is among the world's most respected, widely utilized sources for credit ratings, research and risk analysis. The firm publishes market-leading credit opinions, deal research and commentary that reach more than 3,000 institutions and 20,000 subscribers around the globe.

Moody's ratings and analysis track more than $30 trillion of debt issued in domestic and international. www.moodys.com


www.peoplesoft.com

With 12,100 customers in more than 25 industries and 150 countries, PeopleSoft is the world's second largest provider of enterprise application software and the single largest vendor of mid-market solutions. Now that the much-publicised acquisition of J.D. Edwards is complete, the new PeopleSoft is concentrating on market and product expansion, giving customers more choice.

Maintaining and supporting its three product families—PeopleSoft® Enterprise, PeopleSoft® EnterpriseOne, and PeopleSoft® World—PeopleSoft is the world leader in enterprise software for Human Capital Management, Financial Management, Customer Relationship Management and Supply Chain Management, as well as the recognised leader in 12 vertical industries. For more information, visit www.peoplesoft.com


www.salmat.com
Salmat Asia Limited is part of the Salmat group of companies, Australasia’s leader in customer communications, which has operations in Australia, Hong Kong, the Philippines, Taiwan and New Zealand. In delivering customer communications, Salmat Asia Limited offers quality, ISO 9002 certified services, the best people and state-of-the-art technology. The company boasts a diverse and prestigious client base including many of the leading international, blue chip organisations based in the Asian region. Its services include document management, statement data formatting, archival and retrieval, document management and mail processing. www.salmat.com

www.signplus.com
SOFTPRO is based in Boeblingen, Germany and has local subsidiaries for the North American and Asian-Pacific market in Newark (Delaware) and Singapore.

SOFTPRO is the leading vendor of systems for the verification of handwritten signatures, worldwide. The company’s portfolio contains solutions for authentication processes and documents. Therefore static and dynamic (biometric) characteristics of signatures are extracted and evaluated.

More than 200 companies are using modules of the SOFTPRO SignPlus® system successfully, such as American Express, ABN Amro, Bank of America, Barclays, Citigroup, DaimlerChrylser, Deutsche Bank, Discover Financial, HypoVereinsbank, JPMorgan Chase, Lloyds TSB, Mercedes-AMG, and SEB.

Since 2002, the offer to secure electronic documents with handwritten signatures extended the customer portfolio of SOFTPRO to other industries such as automotive, insurance, chemical, pharmaceutical, construction, health, life sciences and logistics. www.signplus.com


www.singtel.com
SingTel is Asia's leading communications company with operations and investments around the world. Serving both the corporate and consumer markets, it is committed to bringing the best of global communications to customers in the Asia Pacific and beyond.

With major operations in Singapore and Australia (through wholly-owned subsidiary SingTel Optus), the Group provides a comprehensive portfolio of services that include voice and data services over fixed, wireless and Internet platforms.

To serve the needs of multi-national corporations, SingTel has a network of 31 offices in 15 countries and territories throughout the Asia Pacific, in Europe and the USA. These offices enable SingTel to deliver reliable and quality network solutions to its customers, either on its own or jointly with local partners.

The Group also has major investments in India, Indonesia, the Philippines and Thailand. Together with its regional partners, SingTel is Asia’s largest multi-market mobile operator, serving more than 44 million customers in six markets.

SingTel has been recognised Best Asian Telecom Carrier by industry publication, Telecom Asia, for six consecutive years since 1998. The Group employs more than 19,000 people worldwide and had a turnover of S$10.26 billion (US$5.80 billion) for the year ended 31 March 2003. More information can be found @ www.singtel.com and www.optus.com.au. www.singtel.com


www.sungard.com
SunGard is a global leader in integrated software and processing solutions, primarily for financial services. SunGard also helps information-dependent enterprises of all types to ensure the continuity of their business. SunGard serves more than 20,000 customers in more than 50 countries, including the world’s 50 largest financial services companies. SunGard (NYSE:SDS) is a member of the S&P 500 and has annual revenue of US$ 3 billion. Visit SunGard at www.sungard.com

www.surecomp.com
Established in 1987, Surecomp is a leading provider of financial software solutions for the wholesale banking community, delivering best-of-breed solutions to prominent banks at over 250 customer installations in 60 countries worldwide.
Surecomp specializes in complete front-to-back trade finance solutions, as well as advanced factoring & confirmation matching solutions:

Trade Finance

  • NetIMEX: bolero.net-enabled, browser-based front end
  • IMEX: SWIFTReady Gold-accredited, bolero.net-enabled thin-client back office
  • IBSnet: SWIFTReady Gold-accredited Windows-based back office

Factoring

  • Hi-Finance: this acclaimed solution provides a complete range of factoring capabilities

Confirmation Matching

  • Perfect Match: supporting SWIFT, paper, phone and broker confirmations

www.surecomp.com


www.temenos.com
Since its founding in November 1993, TEMENOS has established itself as an international leader int he banking software industry by providing financial institutions with integrated solutions which support increase productivity and profitability and allow the institutions to respond quickly to changing market conditions.

TEMENOS is now delivering ‘TEMENOS T24’, a 24hour, Non-stop user friendly, functionally rich, robust, real-time banking application that responds to evolving market needs and demands and offer the most innovative solution in the market. TEMENOS also offers, TEMENOS Corebanking, a modern scalable mainframe retail banking application capable of handling the business volumes of the very largest banks worldwide. www.temenos.com


 
   
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