SPONSORS

Major Sponsor
Information is the currency of today’s global economy. Individuals and enterprises rely on the global distribution and storage of information to govern nations, conduct business transactions and make personal decisions.

Yet, the information we count on is increasingly at risk. Cyber threats, natural disasters, user errors, and system failures put the security and availability of crucial information assets into jeopardy. Individuals and organizations are looking for a partner who can help them understand and manage the risks to information – whether it is protecting personal information on a PC or building a global IT infrastructure that is both resilient and flexible.

With innovative technology solutions and services, Symantec helps individuals and enterprises protect and manage their digital assets. Symantec provides a wide range of solutions including enterprise and consumer security, data management, application and infrastructure management, security management, storage and service management, and response and managed security services.

Symantec is the world leader in providing solutions to help individuals and enterprises assure the security, availability, and integrity of their information. Headquartered in Cupertino, Calif., Symantec has operations in more than 40 countries.

www.symantec.com

Sponsors and Exhibitors
Misys is the largest independent international banking applications software vendor and a market leader in both customer base and global reach. We serve over 1400 financial institutions, in over 120 countries, including 90% of the world’s top 50 banks. (Source: The Banker, July 2004). With software and solutions for retail banking, wholesale banking, treasury and capital markets and risk management, Misys Banking Division employs 2,600 people in 28 countries.

Misys plc, the global software products and solutions company, serves customers in the international banking and securities, international healthcare, and UK general insurance industries. Through a wholly owned subsidiary, Sesame, it also provides business process outsourcing services to independent financial advisors (IFAs) in the UK. Misys partners with its customers to deliver outstanding IT solutions to essential industries, and employs more than 6,100 people internationally.

www.misys.com
Founded in 1975, Microsoft (Nasdaq "MSFT") is the worldwide leader in software, services and solutions that help people and businesses realize their full potential.The company develops, manufactures, licenses and supports a range of software products for various computing devices. Its software products include scalable operating systems for servers, personal computers (PCs) and intelligent devices; server applications for client/server environments; information worker productivity applications; business solutions applications; software development tools, and mobile and embedded devices. Microsoft provides consulting services and product support services and trains and certifies system integrators and developers. The Company sells the Xbox video game console, along with games and peripherals. Its online businesses include the MSN subscription and the MSN network of Internet products and services. The Company's seven product segments are: Client, Server and Tools, Information Worker, Microsoft Business Solutions, MSN, Mobile and Embedded Devices and Home and Entertainment.

www.microsoft.com

Sun was founded with one driving vision -- The Network Is The Computer[tm]. From day one, Sun has established a history of innovation and leadership from the protocols that propel the Internet to the widely adopted Java(TM) technology -- used in everything from smart cards to data centers. Sun is helping companies leverage the power of Network Computing to streamline processes, raise productivity, and reduce both costs and complexity.

From high-performance workstations, servers that give new meaning to high availability, high-speed networking, robust system software, intelligent network storage systems to platform-independent Java, and Sun's vision, architecture, products and services for optimizing network computing. We are a leading provider of industrial-strength hardware, software and services that make the net work. Sun can be found in more than 100 countries, and at www.sun.com.sg.

CheckFree Corporation (NASDAQ: CKFR) provides financial electronic commerce services and products to organisations around the world. CheckFree is also the world’s leading supplier of electronic invoicing & payment (EIP) solutions and national e-bill consolidation technology. The CheckFree i-Series electronic bill presentment and payment software enables financial services providers and billers worldwide to give their corporate and retail customers the speed and convenience of online bill viewing and e-payment services. CheckFree i-Series e-bill viewing technology enables local payment networks to add value to their services, provides seamless integration to online banking channels and supports both corporate and retail invoice-to-pay processes from end to end. Leveraging its role as one of the U.S.’ largest national bill payment networks (handling 266 million payments and 43 million e-bills in its latest quarter), CheckFree’s e-billing and consolidation expertise scales from individual billers and statement producers to central banks and national payment processors. The company also provides professional assistance with related programmes such as adoption marketing.

www.checkfreecorp.com
Moody's Investors Service is among the world's most respected, widely utilized sources for credit ratings, research and risk analysis. The firm publishes market-leading credit opinions, deal research and commentary that reach more than 2,600 institutions and 16,500 users around the globe.

Moody's integrity and deep market expertise have earned it the trust of capital market participants worldwide. Our ratings and analysis track more than $35 trillion of debt covering nearly 170,000 corporate, government and structured finance securities, over 100,000 public finance obligations, 10,000 corporate relationships, and 100 sovereign nations.

Moody's maintains offices in most of the world's major financial centers and employs more than 2,000 people worldwide, including more than 1,000 analysts.

Moody's Investors Service is a subsidiary of Moody's Corporation (NYSE: MCO). The corporation had reported revenue of $1.4 billion in 2004. Additional information about the company is available at www.moodys.com.

www.moodys.com
KRIeX is an initiative led by an industry Steering Group. It hosts KRI Library and Services and is designed for financial services companies anywhere in the world that are interested in improving their operational risk management.

A KRI benchmarking service has started earlier this year. KRIeX grew out of a two year Banking KRI Study initiated and now managed by the Risk Management Association ("RMA") in conjunction with RiskBusiness International, a global operational risk management company. It has since expanded its coverage beyond banking into other industry sectors.

www.KRIeX.org

i-flex® solutions (Reuters: IFLX.BO and IFLX.NS) is a world leader in providing IT solutions to the financial services industry with more than 595 customers in over 115 countries. It offers a range of products, custom solutions and consulting services that cut costs, respond rapidly to market needs, enhance customer service levels and mitigate risk.

The i-flex portfolio includes FLEXCUBE®, a complete core banking product suite for retail, consumer, corporate, investment, internet, asset management, and investor servicing. Since its launch in 1997, more than 240 financial institutions in 95 countries have chosen FLEXCUBE. FLEXCUBE has been ranked the world’s No. 1 selling core banking solution for three consecutive years -2002, 2003 and 2004 - by the UK-based International Banking Systems (IBS).

www.iflexsolutions.com

SunTec Business Solutions, the first CMM Level 5 transaction billing company, is a leading provider of transaction value management solutions for the telecom and financial services industries. We leverage our extensive domain experience, acquired since our inception in 1990, to successfully deliver timely and cost-effective solutions. Our concept of relationship-based pricing has been endorsed by industry leaders and innovators across the globe. We use state-of-the-art technology that makes our products capable of integrating into any support system; flexible enough to adapt to technological advancements; scalable to any operating environment; and highly configurable.

SunTec’s TBMS-F suite of products provides a complete pricing and billing solution for the financial services supermarket, managing the four critical entities of business - customer, product, partner and information. It consists of sophisticated processing engines capable of enterprise-wide relationship based pricing, billing and discounting with the ability to compute profitability even at micro transaction level. The TBMS-F suite provides comprehensive solutions to clients for measuring and monitoring transaction value, enabling tighter control on their profitability.

SunTec has a global presence with offices in US, UK, Germany, Singapore and India, and has partnerships with technology leaders like LogicaCMG, i-flex Solutions, Wipro, IBM, Cap Gemini Ernst & Young and HP. Distinguished clientele of SunTec includes the HSBC Group, ICICI Bank, ING Bank, Lloyds TSB and SEI Investments.

www.suntecgroup.com
Quantitative Risk Management Inc. (QRM) is one of the world’s leading risk management firms. It specializes in expert enterprise risk management systems used for asset/liability management, market risk management, credit risk management (including Basel II); funds transfer pricing/profitability analysis, secondary marketing and mortgage servicing valuation and accounting.

Since 1987, QRM has achieved an unparalleled track record of industry leadership and innovation through a process of continuous research and development. The firm anticipates, understands and fully meets its clients’ business needs, delivering an unsurpassed level of customer support and employing a unique business model that mandates constant improvement in all phases of the business.
www.qrm.com
Makeena Corporation

Flexible solutions for tomorrow - on today's infrastructure

Makeena is an innovative payment solutions and integration company.
With a strong history in the payments industry, Makeena has the expertise and the skill to recommend and implement flexible and proven solutions, as well as define and develop new approaches that leverage existing infrastructure and legacy system investments.

We provide the industry’s leading technology by combining our own solutions with those of carefully selected partners that are leaders in their respective markets.

Complete solutions for any business that processes payments
Makeena provides turnkey payment processing solutions for:
• Financial Institutions
• Payment Processors & Service Providers
• Merchants

End-to-end solutions for the entire payment processing lifecycle
Directly or through our partners, Makeena provides complete solutions for:
• Transaction Switching
• ATM and POS Network Management
• Merchant Payment Processing Services
• Card Processing & Acquiring Solutions
• Transaction Clearing & Settlement
• Multi-channel Payment Management
• Fraud Prevention
• Marketing Intelligence & CRM

www.makeena.com
Fitch Ratings is a leading global rating agency committed to providing the world's credit markets with independent, timely and prospective credit opinions. Built on a foundation of organic growth and strategic acquisitions, Fitch Ratings has grown rapidly during the past decade gaining market presence throughout the world and across all fixed income markets.

Fitch Ratings is dual-headquartered in New York and London, operating offices and joint ventures in more than 49 locations and covering entities in more than 90 countries. Fitch Ratings is a wholly owned subsidiary of Fimalac, S.A., an international business support services group headquartered in Paris, France.

Fitch Ratings currently maintains coverage of over 5,000 financial institutions, which includes 3,200 banks and 1,900 insurance companies. Finance & leasing companies and broker-dealers make up the remainder of the company's financial institution coverage universe. Additionally, Fitch currently rates over 2,000 corporate issuers, 96 sovereigns, 117 sub-sovereigns and maintains surveillance on over 80,000 municipal transactions.

The company currently has over 6,300 U.S. structured finance transactions under surveillance, including 2,900 RMBS pools, 490 CMBS, 2000 ABS, and 640 CDOs. Additionally, Fitch maintains surveillance on over 1,400 European structured finance transactions and 270 Asia-Pacific structured finance transactions.

www.fitchratings.com
Business Objects is the world’s leading business intelligence (BI) software company. With more than 30,000 customers worldwide, Business Objects helps organizations gain better insight into their business, improve decision making, and optimize enterprise performance. BusinessObjects™ XI, offers the BI industry’s most advanced and complete platform for reporting, query and analysis, performance management, and data integration. BusinessObjects XI includes Crystal Reports®, the industry standard for enterprise reporting. For more information, log on to www.businessobjects.com
Genesys, an Alcatel company, is 100 percent focused on software for contact centers. Leading companies in the Global 2000 and Fortune 1000 use Genesys to deliver interactions that drive better business. With 3000 customers in 80 countries, Genesys directs more than 100 million customer interactions every day. Genesys allows enterprises to achieve key business objectives by tying together customer interactions, people, and customer information in both traditional telephony and IP environments. Sophisticated routing and reporting across voice, e-mail, documents and Web interactions, coupled with integrated self service, ensure that customers are quickly connected to the right resource - the first time. Genesys solutions stop customer frustration and allow enterprises to deliver superior customer satisfaction and improved business results. For more information visit us at www.genesyslab.com.
Headquartered in Brussels, Belgium, with regional offices in Europe, the Middle East, and Asia Pacific, OpenWay Group was founded in 1995 to develop WAY4™, an innovative payment processing framework for Banks, Processors and Telcos.

WAY4™ Switch, WAY4™ Card & Merchant Management and WAY4™ EMV Personalisation solutions have been selected by 70+ customers, more than 25% of which are EMV certified.

Built on Oracle and high-end Unix clusters WAY4™ is run today by high-volume customers with 10+ million accounts and 3000 TPS as well as by niche players with sophisticated products.

OpenWay is a member of Visa Global Vendor Program, MasterCard Global Vendor Team, MasterCard’s OneSMART Club, Oracle Certified Partner, NCR’s Self-Service Switch Partner, and Diebold’s PIX.

www.openwaygroup.com
Clear2Pay is an innovative e-finance company focused on delivering globally applicable solutions for secure, timely electronic payments. Headquartered in Brussels, Belgium, the company's focus is to facilitate banks and financial organizations in their provision of electronic payments services. Clear2Pay's technology helps to reduce transactions processing costs, and to deliver new, compelling e-payment services in a competitive way. Clear2Pay's payment solutions offer organisations easy, branded ways for their customers to pay online: from complex trade-supporting business-to-business environments, through e-commerce applications, to retail payments and micro payments. Functions embrace payments origination, reporting, linkage with back-office processing systems, clearing, netting and settlement. Clients include global and major regional financial institutions such as ING, SEB Kort, VISA, MasterCard, ABN AMRO, Nordea, Abbey National, Fortis Bank, ANZ and Commonwealth Bank. Clear2Pay operates out of Belgium, the Netherlands, Germany, Poland, Spain, United Kingdom, United States, China, Australia and Singapore.

More information is available on www.clear2pay.com
MagTek, Inc has been a leading provider of technology to support electronic payments for more than 30 years.

Many financial institutions around the world use MagTek solutions for instant ATM and credit card issuance, customer PIN selection, card reading and PIN verification at the teller counter, and MICR cheque reading and imaging.

Large numbers of kiosks and self-service terminals use MagTek hybrid magnetic stripe and smart card readers and a very high proportion of terminals installed at the point-of-sale throughout the world have MagTek componentry inside performing the card reading.

Now, major card-issuers are adopting MagTek’s unique MagnePrintTM card skimming fraud prevention technology.

At the 2006 Asian Banker Summit, MagTek will be showcasing MagnePrintTM together with a selection of other banking technologies.

MagTek, based in Carson, California, USA has distributors throughout the Asian region.

www.magtek.com
SmartStream Technologies is the undisputed market leading provider of Transaction Management (TLM®) solutions. The company has a 37% market share and over 1,100 clients globally, including 75 of the world's top 100 banks.

SmartStream Technologies delivers fully integrated, multi-product solutions that enable enterprise wide Transaction Lifecycle Management, from trade inception to settlement in a single scalable platform, all within the framework of its STP Control Architecture.

SmartStream's STP Control Architecture includes:
- TLM® Reconciliations
- TLM® Process Automation
- TLM® Corona
- TLM® Cash Management
- TLM® Corporate Actions
- TLM® Exception Management
- TLM® Trade Process Management
- TLM® Trade Finance

The company is headquartered in the UK with staff deployed globally in direct operations in London, Bristol, Paris, Vienna, Zurich, Frankfurt, Luxembourg, Barcelona, Madrid, Milan, New York, Princeton, Phoenix, Singapore, Beijing, Sydney and Mumbai.

www.smartstream-stp.com
For more than 27 years, CSI Complex Systems, Inc. has been providing the banking community with innovative, web-based trade finance solutions that support the entire financial trade chain. Banks around the world use our products to reduce operational costs, expand their market and improve profitability. Our BankTrade back-office, ClientTrade corporate front-end, P.O.-Trade and DocPrep are all browser-based, SWIFTReady Gold certified and Bolero Enabled solutions that serve to enhance customer service, attract new revenue streams and increase operational efficiencies while mitigating operational risk.

Our solutions are platform independent and delivered with a comprehensive implementation and maintenance methodologies. They are component based and include Letters of Credit, Standby Credits, Collections, Participations, Steamship Guarantees, Funds Transfer, Trade Loans, Forfaiting, Reimbursements, Workflow and Imaging. Banks have the flexibility to acquire only the functionality that is immediately required and then add on as their business grows and their needs evolve.

For more product information, visit us at: www.banktrade.com or email us at sales@banktrade.com.
BPC is a leading provider of IT solutions for the retail financial services industry focusing on EFT, international and local card processing, self-service banking, retail banking and consumer lending, e-business and customer relationship management.

Our customer base includes the largest and most progressive retail banks of Russia, CIS and Asia Pacific – Sberbank, Alfa-Bank, Gazprombank, ING Bank in Russia; Bank TuranAlem in Kazakhstan, UkrSibbank in Ukraine, Security Bank Corporation and OneCard International in the Philippines and many more.

BPC works with local and global partners who are leaders in their respective areas, in particular with IBM, HP, Fujitsu Siemens, Oracle, Axalto, Eracom Technologies, Thales e-Security, NCR, Wincor Nixdorf and others. Aside from technology and business partners we extend our partner network by engaging regional companies located in the key markets globally.

BPC is now part of BPC Group with the corporate headquarters in Moscow (Russia) and branch offices in Amsterdam, Jakarta, Manila, Bangkok, Dubai and Kiev www.bpc.ru, www.smartvista.biz

Containing comprehensive details on international banks, branches and financial institutions in 211 countries BANKERSalmanac.com is your single source of global banking information.

Weekly updates ensure you receive the latest data available including - payments information, ownership, regulators and group structures, current industry mergers and acquisitions, financial summaries, credit ratings from the leading agencies and world and country rankings.

Our additional Due Diligence Repository is designed specifically to provide the bank data you need to carry out compliance checks. In association with the Wolfsberg Group, it includes copies of original documents for bank licences, anti-money laundering controls and corporate governance documents.

www.bankersalmanac.com

Cognos, the world leader in enterprise business intelligence and corporate performance management, delivers software that helps companies drive, monitor and understand corporate performance.

Cognos delivers the next level of competitive advantage – Corporate Performance Management (CPM) –achieved through the strategic application of BI on an enterprise scale. Our integrated CPM solution helps customers drive performance through planning; monitor performance through scorecarding; and understand performance through business intelligence.

Cognos serves more than 22,000 customers in over 135 countries. Cognos enterprise business intelligence and performance management solutions and services are also available from more than 3,000 worldwide partners and resellers.

For more information, visit the Cognos Website at www.cognos.com.
Calypso Technology is a provider of capital markets trading solutions for financial institutions. The suite of Calypso software solutions are fully integrated from front to back and covers a broad range of trading and processing activity, across derivatives, securities and Treasury.

Calypso Enterprise Risk Service offers an enterprise view of exposure to market risk, and allows for various measures to be performed, including Historical Simulation VaR, and risk factor sensitivities.

Calypso V8 includes enhancements to package the Calypso software solutions to ease implementations. Several market standard interfaces are now available ‘out of the box’; numerous back office reports, processing workflows and accounting rules based on best market practices have been incorporated into the system.

Calypso’s underlying software technology guarantees high performance and availability. A java-based software system, Calypso has the necessary flexibility and extensibility to support your business as well as having the capability to handle large volumes of trades.

www.calypso.com
Financial Service Organisations (FSOs) continually strive to successfully perform, grow and compete within an intricate and involved business environment. All within a framework of managing risk, maximising efficiencies and adhering to regulatory requirements.

In a truly global market where high transaction volumes and short settlement cycles dictate a need for rapid reaction to actual or potential failures, FSOs should employ a single business control system.

City Networks empowers you to control your business more fully and efficiently.

What makes us different is the focus on managing the integrity of a transaction, detecting problems early and giving feedback to prevent recurrence.

www.citynetworks.com
HCL Banking and Capital Markets is part of the HCL Enterprise, a leading Global Technology and IT enterprise with annual revenues of $2.7 billion. The Banking and Capital Markets vertical focuses on solutions for

Retail and Private Banking : Loans & Mortgages, Cards and Deposits
Corporate Banking : Cash Management & Treasury, Trade Finance & Commercial Lending
Capital Markets
• Investment Research and Analytics
• Institutional Trading, Exchanges and Settlement
• Investment Management
• Corporate Trust and Custody

Across the banking and capital markets space, HCL offers cross-industry solutions for Core Banking, Banking Channels Development, Risk & Compliance and Data Management.

In addition to HCL domain advantage, another key highlight in HCL offering is the Integrated Technology – Operations – Infrastructure solutions. With the ability to transcend these boundaries, HCL brings in opportunities for quantum advantage through efforts for Process and Technology reengineering

As a technology solution provider HCL handles 350+ applications for our clients across Front Office to Back office in US, UK, Continental Europe and APAC. In capital markets HCL experience spans all the asset classes including Equities, Bonds, FX/MM, Commodities and Derivatives.

In Business Process Outsourcing, HCL runs one of the largest non-captives offshore outsourced capital markets services center in India with more than 1000 operations staff handling processes in all product types.

A highlight of HCL capabilities is a decade long association with one of the Top 10 banks in the world with 3000+ professionals working with the bank. Testimony to HCL’s relationship oriented business models and domain experience across micro verticals.

www.hcl.in/
Profitera is a leading technology provider of Revenue Collections and Debt Recovery Management Software Solutions. With Office in USA, Singapore, Malaysia, and partners in Asia, Middle East and Europe, Profitera's aim is to help its Customers focus on their Clients and optimize profits throughout their Revenue & Profitability Lifecycle.

Profitera’s solutions are combined under the umbrella of Profitera PowerApps. Some of the benefits are, it:

Reduces Bad Debt
Reduces Non-Performing Loans (NPL)
Reduces Provisions for Bad Debt
Reduces Overall Bank’s Risks, hence Reduces Statutory Reserves / Deposits
Reduces Headcount Required to manage the Collections and Debt Recovery Processes
Improves the number of “Self Cures” amongst delinquent customers, via Behavior Scoring of each Account & Customer
Improve the Operational Risk Management Compliance for Basel II with a comprehensive built-in Collections & Recovery Risk Scoring engine
Improves the management of Charge-offs and Charge-backs
Improves Performance Tracking & Reporting of Pre-NPL, NPL, Recovery, Legal Panel Lawyers and Outsourced Collection Agencies

The Internet based scalable open architecture of Profitera’s solutions leverage on global technologies of Java, XML, Rich Internet Application delivery, Business Rules Engine and Predictive technologies to bring its customers greater business value.

Profitera has strategic alliances with key technology players including IBM, AMD, Novell and many more, whereby the Profitera PowerApps is Certified on their respective platforms.

www.profitera.com
NetEconomy has over decade of experience addressing the compliance and anti-fraud needs of financial institutions across the globe. Our financial crime solutions cover anti-money laundering (AML), terrorist financing, internal and external fraud and market abuse, helping our customers including Calyon Financial, Bank of the Philippine Islands and ING benefit from increased operational efficiencies, reduced costs, and greater business insight into risk – while ensuring compliance and protecting against reputational damage.

• NetEconomy’s award-winning ERASE® Financial Crime Suite™ is a fully integrated, fast-to-implement and cost-effective solution offering a full range of capabilities to detect and manage risk..

With headquarters in The Hague, and offices in Kuala Lumpur, London, Boston, and strategic partners across the world, NetEconomy is committed to 100% customer satisfaction. NetEconomy’s highly responsive ACAMS-certified team is dedicated to delivering services and solutions with the highest degree of integrity and professionalism – ensuring the continued success of its customers worldwide.

Website: www.neteconomy.com
FNX Solutions provides global financial institutions with complete technology SOLUTIONS for the management and processing of capital market transactions. Established in 1992, the goal has never changed, to give clients a competitive edge utilizing industry-leading technology to maximize productivity and to reduce operational risk.

With a commitment to the highest level of customer satisfaction, FNX builds flexibility and adaptability into its growing mix of software and customized service offerings to meet the ever-changing needs of the financial marketplace. Through its suite of software SOLUTIONS, FNX supports order management, trading, risk management, margin and collateral trading, settlement and accounting for FX Cash, FX Options, Money Markets, Fixed Income, Interest Rate Derivatives, Commodities, and Exchange Traded products. Furthermore, SierraLink, FNX’s standard solution for interfacing with third party systems, provides seamless integration and electronic transfer of information with real-time connectivity, flexibility and high performance.

Headquartered in Philadelphia, Pennsylvania, FNX has offices in New York, London, Tokyo, Bangkok, Singapore and Belgrade.

Additional information about FNX Limited is available at www.fnx.com
CashTech Solutions, a subsidiary of US based Fundtech Ltd., is a premier provider of corporate electronic banking and cash management solutions to financial institutions worldwide. With domain expertise in Cash Management, Remittances and Funds Transfer, CashTech has developed, implemented and supported its solutions in over 50 sites across 15 countries. CashTech was adjudged ‘Best Cash Management Software Company’ in Euromoney’s prestigious Financial Technology Awards 2005. The Banker, a Financial Times London publication has also rated CashTech “Highly Commendable” in the Cash Management category for the year 2005.Clientele include: MNC Banks like ABN Amro Bank, Deutsche Bank, HSBC, BNP Paribas; large regional banks like Shinsei Bank in Japan, Bank of Ayudhya & Kasikorn Bank in Thailand, Bank Rakyat Indonesia and Bank Niaga in Indonesia, Standard Bank in South Africa; Land Bank of the Philippines; and HDFC Bank, State Bank of India, ICICI Bank, IDBI Bank in India among others.
 

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