Mr. Frederick Ma The Secretary for Financial Services and Treasury, Hong Kong SAR

The Asian Banker Summit 2004 will be officially opened by Mr Frederick Ma, the honorary secretary for financial services of Hong Kong SAR, underscoring the government’s commitment to the event and to Hong Kong’s commitment as a regional financial centre.

A veteran in the financial-services industry, the Hon Mr. Frederick Ma was appointed Hong Kong’s Secretary for Financial Services and the Treasury in July 2002. His 20-year experience in financial services included key positions in J.P. Morgan Private Bank, Chase Manhattan Bank, Kumagai Gumi (HK) Limited and RBC Dominion Securities Limited. Mr. Ma was also the Group Chief Financial Officer of Pacific Century Cyberworks Limited before his current appointment. Mr. Ma is expected to reflect upon the challenges and opportunities facing Hong Kong in the SAR’s effort to remain a financial centre, especially in the light of recent developments in the territory.

Mr. Yoon Byung-Chul Former Chairman of Woori Financial Group, Director, Seoul Financial Forum, Financial Planner Standards Board, Korea

We are very privileged to have Mr. Byung-Chul Yoon as one of the keynote speakers at this year’s Summit. He has steered numerous Korean financial institutions through significant turning points during the 44 years he spent in the financial-services industry. He has therefore gained a clear view of the evolution of corporate governance in Korea, and he is expected to discuss these issues at the CEO Advisory Forum.

Mr. Yoon is famed for successfully turning state entities into commercial enterprises. He was serving as vice-president of Korea Development Finance Corporation when it was transformed into Korea Long-term Bank in 1981 and he was promoted to managing director. In the mid 1980s, he was elected president and CEO of Korea Investment Finance Corporation, which he converted into a commercial venture in 1991, now known as Hana Bank. He later served as the chairman of the board of directors of Hana Bank.

Indeed, his expertise was a coveted asset when the Asian crisis of 1997 shook the region’s economies. That year, Mr. Yoon was asked to serve as a member of the presidential council for financial reform. Today, his experience continues to guide different corporations in which he is director. He is expected to speak candidly about the challenges that Korean banks face as they modernize and provide insights that will be valuable to all leaders in other Asian countries facing similar challenges.

Mr. Rupert G. Keeley President and Chief Executive Officer Visa International Asia Pacific

As Asia’s economic recovery goes into full swing, the region’s financial-services sector is flush with new opportunities. However, there are risks associated with pursuing these opportunities, but Asia’s financial-services institutions sometimes do not bear the risk-reward factor in mind. There is no one better than Mr. Rupert Keeley, President and CEO of Visa International Asia Pacific, to speak about the long-term consequences of ignoring risk in the race to grow and seize opportunities.

Mr. Keeley is responsible for Visa’s business in more than 40 countries stretching from Japan to New Zealand and the Indian sub-continent. Since his appointment in 2000, expenditure using Visa cards at the point of sale has more than doubled, and the number of cards issued has grown by over 80 percent to more than 200 million. Visa’s market share against all other international card brands in Asia during this period was extended to 62 percent, with market leadership established in every country.

Under Mr. Keeley’s leadership, Visa has also emerged as the industry leader in the application of new payment technologies across the region. In Asia Pacific, there are now more than 20 million Visa-branded EMV smart cards with 260,000 EMV compliant payment terminals deployed in the region. Visa is also the preferred method of online payment accounting for around 40 percent of the region’s transactions.

Before joining Visa in 1999, Mr. Keeley held a number of senior-management positions at Standard Chartered plc, including group head of marketing and planning for the bank’s global consumer businesses, chief executive of Bahrain and head of consumer banking in the Gulf.

Sir Brian Pitman Previously Chairman and CEO, Lloyds TSB and currently Senior Advisor, Morgan Stanley

Sir Brian Pitman’s 13-year tenure at Lloys TSB Group as CEO and later as Chairman were speckled with fearless decisions, spectacular successes and equally dramatic stumbles. But had he made the same decisions and manoeuvres today, would they be as well tolerated by investors, regulators and the public?

In his keynote address to the CEO Advisory Forum, Sir Brian is expected to examine these and other corporate-governance issues foremost on the minds of leaders of Asia’s banks. After all, shareholders these days are demanding greater disclosure and corporate “good behaviour”, partly in reaction to recent misdemeanours at large corporations such as Enron and the New York Stock Exchange.

During what was known as the “Pitman Era”, Sir Brian reshaped Lloyds Bank from the smallest into the most profitable retail financial-services group in the UK. Through internal restructuring and a few breathtaking acquisitions, costs were reduced and the focus shifted to increasing returns to shareholders. During the period of Sir Brian’s leadership, Lloyds’s market value rose from £1 billion to £20 billion. Lloyds also had one of the lowest cost-to-income ratios in the UK and produced among the highest returns to shareholders.

“The most influential UK banker of the last 20 years,” noted a banking analyst. Today, Sir Brians is a senior advisor to Morgan Stanley and is a director of various companies such as Singapore Airlines. Sir Brian was also recently hand picked to resolve a prominent corporate governance scandal in the UK, making him eminently qualified to provide insights into corporate governance issues affecting leaders today.

The CEO Advisory Forum will also feature a panel of eminent Asian leaders who will respond to Sir Brian’s assessment of the issues. These will include Mr Byung-Chul Yoon, former chairman and CEO, Woori Financial Group, Dr Placido Mapa Jr., vice chairman of Metropolitan Bank and Trust and Mrs Chanda Kochhar, executive director, ICICI Bank.

Professor Rohan Gunaratna Head of The International Centre for Political Violence and Terrorism, Institute of Defence and Strategic Studies, NTU Singapore

Dr. Gunaratna came into the limelight when his international bestseller “Inside Al Qaeda: Global Network of Terror” was published in 2002. He is author of seven other books and more than 100 papers and reports on terrorism. He also serves a consultant to the World Terrorism Encyclopedia. He was also Co-Director of the UN University Project on Managing Contemporary Insurgencies and Principal Investigator of the Qinetiq Project on Terrorist Information Operations at the UK’s Ministry of Defence.

He currently serves various roles related to terrorism research and prevention. He is a Honorary Fellow of the International Policy Institute for Counter Terrorism in Israel and in 2002 was appointed Chairman of the NATO-PFP Working Group on Counter Terrorism.

Mr. David Belmont Director, Group Risk Control, Nexgen Holdings & Author, “Value Added Risk Management in Financial Institutions: Leveraging Basel II & Risk Adjusted Performance Management”

Mr. David Belmont believes that financial institutions should view risk differently these days. Instead of the traditional focus on avoiding loss, Mr. Belmont advocates shifting the emphasis to improving shareholder value. He will discuss his concepts and msethodologies in this area in the session “Improving Shareholder Value Through Risk Management”. Mr. Belmont will also speak about Basel II’s weaknesses in “Basel II’s Dissenting Voices – Alternatives in the Global Marketplace”.

Nexgen Holdings is a closely held investment bank and reinsurance firm with activities in derivative innovation and financial reengineering. Before joining Nexgen as Director of Group Risk Control, Mr. Belmont headed Andersen’s Risk Management Consulting Practice in ASEAN. He advised clients such as the Asian Development Bank, Standard Chartered Bank and the Bank of China on how to extract value from their risk management efforts.

Mr. Gerrit Anderson’s in-depth experience with risk-related issues, gained over 20 years of work in the financial-services industry, will add perspective to discussions on risk management. Mr. Anderson will chair proceedings in the Summit’s risk management track.

As managing director for BearingPoint’s South East Asia Financial Services practice, he is responsible for building the banking, securities and risk management practice for the firm in the South East Asia region. He has lived in Asia, mainly Singapore, for 15 years, having moved to the region initially to work on Basel I-related issues. While he was a vice president at Citibank until 1995, Mr. Anderson served as the Asian director of FXNET Ltd., a consortium of banks that collaborated to address capital and risk issues arising from the BIS Basel I accords. Mr. Anderson was responsible for introducing FXNET throughout Asia.

Mr. Lieven Van den Brande Founding Partner Capco

Mr. Van den Brande’s work centres on market infrastructure throughout the region. He has played key roles in strategy implementation throughout the world and in providing advice for the capital-markets industry. His experience covers a broad spectrum of activities, including strategy study, operating and business model design, technical design and implementation, overseeing operational risk and complete infrastructure overhauls and reorganisations with clients such as Deutsche Bourse, Belgian Futures and Options Exchange, Singapore Stock Exchange, Australian Stock Exchange, Shanghai Futures Exchange, among other financial institutions.

Mr. Low Kok Mun Executive Director and Head of Prudential Policy Department, Monetary Authority of Singapore (MAS)

Mr. Low has held various positions at the MAS, which has given him experience in banking supervision, financial-sector development and supervisory-policy development. Among the roles he played was head of the Monetary Management Division, which oversees the management of Singapore’s exchange-rate policy, money-market operations and the issuance of Singapore Government securities. He also headed a division responsible for organisational development, corporate communications and coordinating policies throughout the organisation

Mr. Low will explain the Singapore regulator’s interpretation and adoption of Basel II requirements.

Mr. Murray Sargant Director of Sales, Financial Management Solutions, Japan & Asia Pacific, PeopleSoft Inc.

Mr. Murray Sargant will join a discussion on how banks can improve shareholder value through risk management. He has worked in the IT sector for more than fifteen years and is currently responsible for driving PeopleSoft’s business development in the financial-services sector across Japan and the Asia Pacific region.

With her extensive experience in underwriting, Ms Patricia Tse will give a clear perspective on risks financial institutions face today. She will join a panel discussion on evaluating and transferring operational risk. Before joining Zurich Emerging Markets Solutions in 2001, Ms. Tse was an underwriter for the Multilateral Investment Guarantee Agency (MIGA). Previously, Ms. Tse was a senior consultant with Andersen Consulting's Asia Strategy Practice, based in Hong Kong and Singapore.

Mrs. Sally Scutt Deputy Chief Executive Officer, British Bankers’ Association (BBA)

Mrs. Sally Scutt will explore the weak points in Basel II and present the British Bankers’ Association’s alternative ideas for effective risk management in “Basel II’s Dissenting Voices – Alternatives in the Global Marketplace”.

The BBA is the principal trade association for the financial-services sector in the UK, and is a powerful organisation in the UK and Europe. It is consulted on issues of public policy, market practice, legislation and regulation. The BBA has more than 250 members and 16 policy directors. It’s active position on Basel II has a world wide reputation.

As the BBA’s Deputy CEO, Mrs. Scutt sets the strategic direction of all policy work, with particular responsibility for accounting policy, regulatory reporting, tax and financial crime. She is also responsible for establishing the association’s European strategy and for leading the BBA’s lobbying efforts in this area. She is the UK’s representative at the European Economic and Social Committee in Brussels, a consultative group to advise the European Parliament, the Council of the European Union and the European Commission. Before joining the BBA, Mrs. Scutt spent 15 years at the Kleinwort Benson Group in the areas of corporate banking and capital markets.

MR. STEPHEN JULIAN BLASINA Senior Vice President, Specialty Insurance Manager, Asia Pacific, Chubb Group of Insurance Companies

As risk management becomes more complex, financial institutions can draw on a variety of instruments, one of which is insurance. Mr. Stephen Blasina will explore some ways insurance can be used to mitigate risks in financial institutions. Mr Blasina is responsible for Chubb’s 12 branches in the Asia Pacific region that offers financial liability products through Chubb’s Executive Risk Department and the Department of Financial Institutions. Mr. Blasina’s expertise includes executive protection and professional liability products for privately and publicly owned companies, financial institutions, professional firms and healthcare organiations. Before making a career in insurance, Mr Blasina was a merchant banker with Citibank in New York.

Mr. Tek-Yew Chia Vice President and General Manager, Asia PacificHP Consulting and Integration

With extensive experience in management, business development and consulting services, Mr. Tek-Yew Chia will help to guide the discussions in the Annual Technology Evaluation Forum. Mr. Chia, as vice president of HP’s consulting services, is responsible for building the practice’s business throughout the Asia Pacific region. Before joining HP, Mr. Chia was a partner and local market leader at Capco for Asia-Pacific. He strengthened its regional business-development arm and built up the Private Clients and Asset Management (PCAM) and Corporate Banking client segments. He was also the regional managing partner for the Financial Services Consulting Group for East Asia at PricewaterhouseCoopers Consulting. He was also concurrently the managing partner for PwC Consulting Singapore and a member its East Asia Executive Committee. Mr. Chia has also held various senior positions with KPMG, Citibank and Overseas Union Bank.

MR. TONY MITCHELL Managing Director, Financial Solutions, JLT Risk Solutions Asia

The region’s financial-services industry is becoming increasingly complex, and regulatory requirements are becoming more demanding. In such an environment, financial institutions need more and more ways to help them manage the wide variety of risks and comply with new demands. Mr. Tony Mitchell will speak about some of the major risk-related issues the region’s financial institution face and how these may be mitigated.

Mr. Mitchell has 20 years of insurance broking experience, 14 of which are in Asia. He has specialised in professional indemnity, directors’ and officers’ liability and financial institutions’ insurance, and he developed a financial and professional risk insurance broking business for Jardine Lloyd Thompson in Hong Kong. He currently plays a regional role with JLT Risk Solutions Asia, with a focus on Singapore, Malaysia, Hong Kong and Korea. He has undertaken several formal independently remunerated financial market-risk consultancy projects for both operational and credit-related risk and spent considerable time dealing with regulators and advising on risk and risk mitigation.

Mr. Wolfgang Porada will discuss the weaknesses and strengths of risk-management systems in the session “Basel II’s Dissenting Voices – Alternatives in the Global Marketplace”. He will examine issues such as regulatory capital arbitrage and other distortions, Basel II’s efficacy and other risk-related issues.

Mr. Porada has extensive experience in designing and implementing global risk-management solutions for market and credit risks in leading banks in Europe and North America. Prior to joining Misys, Mr. Porada was leader of the risk practices at AMS American Management Systems and DiamondCluster. He has also held several management positions within the software and banking industries.

Mr. Derren Jones Head of Fraud Operations, National Australia Bank

Since joining National Australia Bank as Head of Fraud Operations in 2000, Mr. Derren Jones has strengthened the bank’s fraud-prevention practices, and he will discuss these efforts. He has put in place partner-relationship management systems and fraud-detection software, for instance. Mr. Jones will explain the effect of fraud on a bank’s bottomline and the importance of preventing fraud.

Since taking the helm of the bank’s fraud operations, Mr. Jones has expanded his team from 20 to 50 people. Mr. Jones was previously a financial planner with Eagle Star Life Assurance in the UK and head of a national sales team at Zurich Financial Services.

Mr. Don McLarty Vice President and Managing Director, Asia Pacific ACI Worldwide

He spent 25 years in the Canadian electronic funds transfer industry and has held various IT management positions at the Bank of Montreal and The Bank of Nova Scotia. He also headed Canadian sales operations for Tandem Computers and established, as well as headed, the Canadian branch of Applied Communications Inc.

Mr. Jonathan Reed Financial Services Solutions – Payments Principal Hewlett-Packard

Mr. Jonathan Reed will join a panel discussion on building a profitable remittance business and he will also present his views on “Know Your Customer” issues, such as the Patriot Act and other anti-money-laundering guidelines banks must adhere to.

Mr. Reed’s career in banking and banking systems spans over 20 years, and includes the operation and automation of many of the major applications involved in wholesale finance. Over the last nine years, Mr Reed has been managing the implementation of major banking projects in large financial institutions. Prior to joining HP, he worked at American Express Bank, Bank One, Deutsche Bank and mpct Solutions. Today, he is responsible for developing the payments offerings and solutions for HPs Financial Services Division, and is based in London.

Mr. Michael Tauber Regional Vice President, Southeast Asia and Pacific, Western Union

Throughout Asia, Western Union is regarded as a successful provider of remittance services, and Mr. Michael Tauber will speak about the factors of success and Western Union’s experience with building its presence in the region. Mr. Tauber, who has years of experience in the financial-services and consumer-goods industries, has a track record of building market share and increasing profitability.

His experience in the financial-services sector includes Head of Mortgages and Priority Customers at Westpac Banking Corporation, where he increased the bank’s market share of mortgages. He was also Vice President of Global Marketing at Citibank in New York, where he was responsible for lifting the market share of Citibank among students and for delivering the bank’s global strategy for affluent customers.

Mr. Tauber previously spent a decade as a senior executive in the consumer-goods industry.

Dr. Placido L. Mapa, Jr Vice Chairman, Metropolitan Bank and Trust Co

Metropolitan Bank and Trust Co., popularly known as Metrobank, is the Philippines’ largest bank and among the biggest players in the remittance business. The bank has remittance facilities in nearly every major city in the world, from South America and North America to Europe and Asia, and the network is still being expanded. Dr. Placido Mapa, Jr. is expected to recount Metrobank’s experience at growing its share of this market and give his views on where the industry is headed.

Dr. Mapa’s outstanding career is well known in the Philippines. His career began in 1962 with Citibank and in the 1970s, he was President of PCI Bank and Chairman of the Development Bank of the Philippines. In the 1980s, Dr. Mapa was President of the Philippine National Bank and he assumed the post of Executive Director at Metrobank in 1989. He later became President of the bank in 1989. He has been Vice Chairman of Metrobank since 1992.

Dr. Mapa was Undersecretary of Finance from 1965-1966, Director General of the Presidential Economic Staff, Chairman of the National Economic Council, and Executive Director of the International Monetary Fund in the 1970s. He also served as the Minister of Economic Planning in the 1980s.
Dr Mapa has also been invited to the CEO Advisory Forum, where his extensive public and corporate eperience will be invaluable in discussing corporate goverance issues facing board members today.

Mr. Rhee Byung-Hwa will present South Korea’s views on and adoption of Basel II. Mr. Rhee has played a regulatory role in Korea’s financial sector since 1982, having served as an associate in the Supervision Planning Department of the Finance Improvement Department in the Frankfurt representative office. He has held his current position of deputy director of the Bank Supervision Department at Korea’s Financial Supervisory Service since 1999.

Mr. Sayan Pariwat Senior Director, Payments System Group, Bank of Thailand

Mr. Sayan Pariwat will discuss Thailand’s efforts at coordinating a national ACH and the country’s progress at implementing cheque truncation nationwide. Mr. Pariwat is currently working on policy issues and matters of oversight in areas concerning the development and operation of payment and settlement systems for Thailand.

He is closely involved in establishing the Electronic Cheque Clearing System and DVP-RTGS System in Thailand.
He is also a committee member and secretary of the Payment Systems Committee at the Bank of Thailand.

Mr. Pariwat has been at the Bank of Thailand since 1974 and has served various departments within the bank, including the Economic Research Department, Banking Department, Deposits & Debit Instruments Department, among others.

Mr. Beom Choi Executive Director, International Business Group, Korea Asset Management Corporation (KAMCO)

Mr. Choi is Kamco’s main liaison with government restructuring agencies in China, Indonesia, Thailand, Malaysia and Japan. He coordinated an NPL forum with more than 800 participants from 15 countries.
Mr. Choi’s extensive experience at Kamco includes establishing two joint-venture corporate restructuring companies with Lehman Brothers and Sonnenblick-Goldman. He also handled the sale of NPL portfolios to these joint ventures. In 2000, he established the Corporate Disposition Department at Kamco and was responsible for the sale of several distressed corporations, including Hanshin Construction and Sammi Specialty Steel Co.

Before joining Kamco in 1998, Mr. Choi played roles in equity research and sales at Credit Suisse First Boston, W.I. Carr and Seoul Securities Co.

Mr. Harjit Bhatia President (Asia Pacific), GE Global Financial Restructuring

Mr. Bhatia has more than 30 years’ experience in the field of private equity, corporate finance and commercial banking. He was one of the first employees of GE Capital in India. He joined the firm in 1994 as managing director to build the private equity, securitisation and syndication business. He was later transferred to Hong Kong to start the private equity business for GE Capital, establishing offices in Hong Kong, Tokyo, Sydney, New Delhi and Mumbai.

Before joining GE Capital, Mr. Bhatia started and managed an investment banking and corporate finance business for Deutsche Bank in New Delhi. His experience also includes working for the State Bank of India for more than 18 years.

Mr. Marc Bernstein Executive Vice President, Business Direct, Wells Fargo

Mr. Bernstein has played diverse roles at Wells Fargo’s Business Banking Group, of which Business Direct is a part. In 1992, he established the Customer Information and Risk Management Division. Here, Mr. Bernstein lead initiatives to develop new scoring technologies and risk-management techniques and created the group’s database marketing activities. Mr. Bernstein, a graduate of Harvard, Columbia and Stanford Universities, began his career at Wells Fargo in 1985 as an analyst in the Management Sciences Department of the Finance Group. He later became finance manager for the Business Loan Division before assuming the role of planning and analysis manager for the Business Banking Group.

Dr. Michael K. Ong Professor of Finance, Executive Director, Center for Financial Markets, Stuart Graduate School of Business, Illinois Institute of Technology

Dr. Ong was also Head of Enterprise Risk Management for ABN-AMRO Bank, where he was responsible for management information and decision-support functions for the Executive Committee regarding enterprise-wide market, credit, operational, and liquidity risk, as well as RAROC, ROE, and related optimisation models.
He is author of the “The Basel Handbook – A Guide for Financial Practitioners”, published in December 2003. He also wrote the critically acclaimed books “Internal Credit Risk Models – Capital Allocation and Performance Measurement” and “Credit Ratings – Methodologies, Rationale and Default Risk”.

Dr. Ong will speak about making the most of Basel II to improve internal credit risk assessment.

Mr. Tumnong Dasri Director, Corporate Debt Restructuring Group, Bank of Thailand

Mr. Dasri will give an update of the Bank of Thailand’s progress with managing non-performing assets and share his view of what needs to be done in the future.

Mr. Richard Campione Group Vice President & General Manager Financial Services & Public Sector Siebel Systems

Mr. Campione is responsible for Siebel’s worldwide business in financial services and the public sector. He has played many senior roles at Siebel, including heading the firm’s worldwide sales consulting organisation, which spans 30 countries. He was also the Vice President and General Manager of Siebel’s communications, media, and energy business units. Mr. Campione grew this business from a handful of people to the largest vertical business unit at Siebel, accounting for 36% of Siebel’s license revenue in 2001 while at the same time maintaining the highest levels of customer satisfaction in the industry (98.5% customer loyalty). Before joining Siebel, Mr. Campione provided management consulting services to various communications companies and venture capitalists, and served on the board of directors of InspecTech Corporation. Previously, Mr. Campione was the CEO and founder of a VC-backed Internet startup, KnowMedia Incorporated. He was also the Vice President of Engineering and Operations at Quote.com, where he was responsible for engineering, quality assurance, professional services, pre-sales, operations, IT, and customer support. Prior to joining Quote.com, Mr. Campione ran Taranis Interactive, Inc., an Internet product and services company, among several other key positions in large corporations.

Ms. Chanda Kochhar Executive Director, ICICI Bank

ICICI Bank is widely regarded as one of India’s most technologically advanced financial institutions, and Ms. Chanda Kochhar is expected to speak about the IT-related challenges the bank has faced and their successful resolution.

Ms. Kochhar heads ICICI Bank’s retail banking arm, the fastest-growing segment at ICICI. Under her direction, the bank’s retail-banking business has grown to become a leader in car financing, home financing, and the cards business. Her skilled leadership also helped ICICI to win the “Excellence in Retail Banking” Award by The Asian Banker Journal in 2002 and the “Best Retail Bank in India” Award in 2001, also by the Journal. Ms. Kochhar is also a member of the board of directors of ICICI Bank.

Ms. Kochhar, who is also a member of the board of directors of ICICI Bank, will also join the panel discussion on corporate governance in the CEO Advisory Forum.

Mr. Palmiero has been in the banking software industry for over 20 years. He is general manager of Misys’s business in Greater China, where he has worked closely with the Chinese banks as they internationalise.

Mr. Steve Ingram Managing Director, Head of Technology & Operations and Group Chief Information Officer, DBS Bank

Mr. Steve Ingram is responsible for providing IT and business-operations services to DBS Bank and its subsidiaries. His expertise includes developing and managing IT strategies and architectures, identifying innovation and delivering technology-enabled business change. Before joining DBS Bank, Mr. Ingram spent 15 years at Ernst & Young in Australia and the US, where he held various senior positions, which included heading the firm’s Centre of Technology Enablement in Fairfax, Virginia. At The Asian Banker Summit, Mr. Ingram will bring to bear his extensive experience in building IT infrastructure for large institutions.

Mr. Y.B. Yeung Assistant General Manager and Head of Information Technology, HSBC

Mr. Yeung will discuss the IT challenges of the day and he will also reflect on the long-term implications of outsourcing IT-related functions to India. HSBC has established service centres in India and China and have also outsourced several functions to these two markets. Mr. Yeung is expected to give an account of the plusses and minuses of these arrangements.

Mr. David Vicary Director of Financial Services, Deloitte Malaysia

Mr. Vicary studied Islamic banking and finance at Kolej Perbankan dan Kewangan Islam (The Islamic banking college) and he frequently participates in discussions on the development of Islamic finance and contributes regularly to regional media in the areas of Islamic finance, enterprise transformation and change management. He joined the Board of the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI) in December 2003.

Mr. Rowan Bosworth-Davies International Consultant on Anti-Money Laundering and Fraud Prevention

Mr. Rowan Bosworth-Davies is widely recognised as a leading international expert in the field of providing eduction and consulting services in the field of fraud prevention and anti-money laundering awareness programs. As Master of Arts of Exeter University, he has over 25 years of practical and theoretical experience of the investigation and prosecution of fraud and white-collar crime.